Army Community Service
191 Lindquist Road, Bldg 86
Phone: (912) 767-5058
FAX: (912) 767-3195
DSN Prefix = 870
TOLL FREE 1-877-433-6114
MONDAY – FRIDAY 7:30am – 4:30pm

Army Community Service
171 Haley Ave, Bldg 1286
Hunter AAF, GA 31409
Phone: (912) 315-6816
FAX: (912) 315-2601
DSN Prefix = 729
MONDAY – FRIDAY 7:30am – 4:30pm


"Teaching Soldiers to Build Wealth not Debt" along with the following definition of the program: Army Community Service, Financial Readiness Program with an emphasis on financial literacy and self-sufficiency helps resolve financial problems and reduce stress associated with money worries both proactively and reactively. We offer a wide range of services to assist active duty and retired military, their ID card family members and Department of the Army civilian employees with their financial affairs.

Our professional, certified Financial Readiness Counselors can help you improve your personal financial skills; develop spending, savings and investment plans; evaluate your assets and liabilities; and improve your ability to perform as an informed consumer.

Budget Checklist Handout



Working on your individual finances can be like a puzzle. You have to think about what goes where. Let the ACS Financial Readiness Team help you. We offer:

  • Money Management and Budgeting
  • Financial Planning and Investing
  • Consumer Education/Consumer Complaints
  • Assistance to Spouses and Families members to ensure a better understanding of individual and Family finances and reduce the stress associated with money worries:





The ACS Financial Readiness Team is ready to assist Families providing education opportunities to assist with:

  • Living on a Plan - Creating A Budget the Works
  • Keeping Your Bank Account in Check
  • Best Deal on Wheels - Car Buying Strategies
  • Downsize Your Debt
  • Reintegration Financial Planning (Partnership with Deployment Readiness)
  • Education about Credit Reports
  • How to save for the Holidays



Our Financial Readiness also assists our Soldiers and Families by providing the following assistance.

AER Forms:

AER Application Form 700
AER Commander's Referral Application Form 600
AER Assistance Checklist
Budget Checklist Handout

Army Emergency Relief (AER): Provides emergency financial assistance for the following conditions, subject to approval:

Initial Rent Deposit   Emergency Repair of POV
Non-Receipt of Pay   Critical Emergency Travel
Prevent Utilities cutoff   Fire or Disaster
Theft or loss of funds   Funeral Expenses

Financial Aid us usually in the form of an interest-free loan. Under extreme circumstances, the AER assistance may be given as a grant.

AER Assistance will be given as:

  • An interest-free loan
  • A grant (an outright gift of funds) if repayment of loan will cause undue hardship
  • Part loan and part grant

**Grant determination made by AER Staff based on application assessment**


ON-LINE Resources/Websites

Military One Source offers a variety of support and informational services via web and toll free telephone service 24 hours a day. 1-800-342-9647

Army One Source compiles important, credible and up-to-date information in a single location. Available 24 hours a day at


Saving and Investing
Financial Regulatory
Thrift Savings
Federal Financial Literacy and Education

Consumer Education Information
Better Business
Federal Trade
Federal Government Consumer
Military Consumer
National Do Not Call



ACS has a staff of financial educators to provide information on getting finances under control. Classes provided are Banking and Checking, Planning and Budgeting, Understanding Credit, Savings, Investments, TSP, Debt Management, Car Buying and Insurance to name a few.